{"id":515,"date":"2023-03-17T14:16:10","date_gmt":"2023-03-17T14:16:10","guid":{"rendered":"https:\/\/sixitstage.com\/tailoredmd\/?p=515"},"modified":"2023-03-17T14:18:57","modified_gmt":"2023-03-17T14:18:57","slug":"how-i-save-3434-88-per-year-on-health-insurance-and-actually-more","status":"publish","type":"post","link":"https:\/\/sixitstage.com\/tailoredmd\/2023\/03\/17\/how-i-save-3434-88-per-year-on-health-insurance-and-actually-more\/","title":{"rendered":"How I save $3,434.88 per year on health insurance (and actually more)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"515\" class=\"elementor elementor-515\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-777fcca elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"777fcca\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6148c31\" data-id=\"6148c31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1294b8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d1294b8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 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.elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ffc6bf elementor-widget elementor-widget-ha-post-info happy-addon ha-post-info\" data-id=\"4ffc6bf\" data-element_type=\"widget\" data-widget_type=\"ha-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"ha-inline-items ha-icon-list-items ha-post-info\">\n\t\t\t\t\t<li class=\"ha-icon-list-item elementor-repeater-item-4ad6420 ha-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/sixitstage.com\/tailoredmd\/2023\/03\/17\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"ha-icon-list-text ha-post-info__item ha-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\tMarch 17, 2023\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85a1943 elementor-widget elementor-widget-ha-post-title happy-addon ha-post-title\" data-id=\"85a1943\" data-element_type=\"widget\" data-widget_type=\"ha-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"ha-post-title elementor-size-default\">How I save $3,434.88 per year on health insurance (and actually more)<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1e998 elementor-widget elementor-widget-text-editor\" data-id=\"0a1e998\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>How using a health share plan helps save\u00a0money<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3208b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3208b5\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-14d7a56\" data-id=\"14d7a56\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3b65d9f\" data-id=\"3b65d9f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a65906 elementor-widget elementor-widget-image\" data-id=\"1a65906\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1920\" height=\"1280\" src=\"https:\/\/sixitstage.com\/tailoredmd\/wp-content\/uploads\/2023\/03\/6275748fd9638448f289e577_micheile-dot-com-SoT4-mZhyhE-unsplash-1.jpeg\" class=\"attachment-full size-full wp-image-516\" alt=\"\" srcset=\"https:\/\/sixitstage.com\/tailoredmd\/wp-content\/uploads\/2023\/03\/6275748fd9638448f289e577_micheile-dot-com-SoT4-mZhyhE-unsplash-1.jpeg 1920w, https:\/\/sixitstage.com\/tailoredmd\/wp-content\/uploads\/2023\/03\/6275748fd9638448f289e577_micheile-dot-com-SoT4-mZhyhE-unsplash-1-300x200.jpeg 300w, https:\/\/sixitstage.com\/tailoredmd\/wp-content\/uploads\/2023\/03\/6275748fd9638448f289e577_micheile-dot-com-SoT4-mZhyhE-unsplash-1-1024x683.jpeg 1024w, https:\/\/sixitstage.com\/tailoredmd\/wp-content\/uploads\/2023\/03\/6275748fd9638448f289e577_micheile-dot-com-SoT4-mZhyhE-unsplash-1-768x512.jpeg 768w, https:\/\/sixitstage.com\/tailoredmd\/wp-content\/uploads\/2023\/03\/6275748fd9638448f289e577_micheile-dot-com-SoT4-mZhyhE-unsplash-1-1536x1024.jpeg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-a583410\" data-id=\"a583410\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a6fe7cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6fe7cf\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5890f70\" data-id=\"5890f70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cf36b6 elementor-widget elementor-widget-text-editor\" data-id=\"4cf36b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When starting Tailored MD, one of the many challenges I faced was losing my health insurance from my previous job. I needed to set up my own individual health plan. I started with Healthcare.gov &#8211; it\u2019s soooo bad. These plans are a rip off. I quickly moved on to search for other options and looked at adding myself to my wife\u2019s employed plan. Currently we pay $352.72 every month for her insurance. To add me, the premium would increase to $868.24 &#8211; so $515.52 more per month.<\/p><p>\u200d<\/p><h2>The Cost Breakdown<\/h2><p>\u200d<\/p><p>I found a way to pay $229.28 per month for my healthcare. I use a health-share plan for catastrophic coverage ($129.28). I also pay $100 per month for <a href=\"https:\/\/www.tailoredmd.com\/services\/direct-primary-care\">Direct Primary Care<\/a>. This saves our family $286.24 per month compared to going with her employer coverage. With employer coverage, there would also be copays and deductibles that I don\u2019t have to worry about with Direct Primary Care.<\/p><p>\u200d<\/p><p>Direct Primary Care and health-sharing is not just for the self employed. I will likely be transitioning my wife and child over to this model of care before the end of the year.<\/p><p>\u200d<\/p><h2>The Result<\/h2><p>\u200d<\/p><p>I get better medical care and service for a better price.<\/p><p>\u200d<\/p><p>I will never get a surprise medical bill.<\/p><p>\u200d<\/p><p>I will not be bankrupted by the healthcare machine.<\/p><p>\u200d<\/p><p>If there was such a thing as healthcare hacking, this would be\u00a0it.<\/p><p>\u200d<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>March 17, 2023 How I save $3,434.88 per year on health insurance (and actually more) How using a health share plan helps save\u00a0money When starting Tailored MD, one of the many challenges I faced was losing my health insurance from my previous job. I needed to set up my own individual health plan. I started [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":516,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/posts\/515"}],"collection":[{"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/comments?post=515"}],"version-history":[{"count":7,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/posts\/515\/revisions"}],"predecessor-version":[{"id":531,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/posts\/515\/revisions\/531"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/media\/516"}],"wp:attachment":[{"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/media?parent=515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/categories?post=515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sixitstage.com\/tailoredmd\/wp-json\/wp\/v2\/tags?post=515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}