What Are Optimal Outcome Dental Plans?
ComHealthcare connects employers, individuals & families in Colorado and Nebraska with company-funded dental plans that give your team discounts on local medical services.
The Optimal Outcome Dental Plan (OODP) is a self-funded, non-insurance dental plan for small businesses. Through simplicity, transparency, and efficiency, the OODP costs less, includes more, and performs better than traditional dental PPOs. The OODP retains only 15% of the Employer’s funds for overhead and profit, compared to traditional small business dental insurance PPOs, which commonly retain 40%.Â
Employers can then increase annual maximums, reduce monthly rates, or both!Â
What OODPs Offer
Each of the plans ComHealthcare.com offers is designed to bring you the following:
- Access to affordable care for individuals, companies, and associations
- Access to services not offered by traditional medical insurance products
- Access to delivery of these services without unnecessary controls
- Access to personalized customer service through a locally owned and operated company
- Access to online services information
- Access to individual and group plans through the internet
- Access to prompt appointments by removing obstacles to patient care
Membership fees for ComHealthcare.com coverage are much lower than insurance premiums. That’s because ComHealthcare.com is not insurance — it’s access! You’ll find access plans have many advantages over insurance plans.
The Difference Between Traditional Insurance and Access Plans
As the cost of healthcare and insurance premiums increase, a growing number of Coloradoans are unable to afford medical, dental, and other forms of health insurance. Even those who have insurance are often dissatisfied with the limited services offered by their insurance carrier.
UnlikeComHealthcare.com …
- Insurance plans often exclude popular health care options, including dental, vision, and prescription drugs, as well as complementary care such as chiropractic and homeopathy in order to control costs.
- If insurance plans do include these options, they often limit or exclude specific services to reduce premiums. Insured people are surprised to find many services are restricted, not covered and unaffordable — sometimes after undergoing treatment!
- To manage the amount of services used by their insureds, insurance plans often require pre-authorization of treatment. That’s why insured people are often forced to delay needed care until claims are reviewed or appealed.
- Finally, insurance companies often pay physicians and hospitals in ways that allow financial incentives to delay and limit the care they give patients with insurance. This often results in long waiting periods before you can schedule appointments to see a doctor.
Our Plans Cost Less
- Employer and ComHealthcare.com establish a budget for the dental plan. • ComHealthcare.com designs a plan to fit within this budget. • ComHealthcare.com provides the dental network, claims processing, and customer service for a low monthly administration fee.
- Plan designs are simple, transparent, and easy to understand. • Unused funds roll forward to the following year.Â
- COVID-19 type shutdowns reduce the Employer’s costs, not the insurer’s. Includes MoreÂ
- Employees may be treated by any dentist or specialist.
- No exclusions or limitations unless specified by the Employer. • Simplified structure of the plan pays a greater proportion of treatment than complex conventional dental insurance plan designs.
Our Plans Perform better
- Directly or through payroll deductions, the Employer collects funds each month in its own dedicated claims account.
- ComHealthcare.com pays claims within 24 hours, and sends the Employer a detailed monthly invoice for incurred claims and administration fee.
OODPs Work For You. Learn More
OODPs are a popular alternative to traditional insurance plans, especially for those who have to purchase insurance on the individual marketplace. We invite you to explore the ComHealthcare site to see if an access plan is right for you.
Select how you plan to work with ComHealthcare and get more information.
